Home Finance How to Verify Opay Account or Check Account Number

How to Verify Opay Account or Check Account Number

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OPay is a popular mobile money platform in Nigeria that allows users to send and receive money, make payments, and top up airtime. In order to use OPay to its full potential, you need to verify your account and check your account number. 

In this article, we will give you the exact guide on how you can verify your Opay account number or check your Opay account number. 

At the end of this guide, you won’t have any issues with any of Opay’s services. Kindly read along. 

Overview Of Opay Services 

OPay, a leading financial technology company, offers a wide range of services that aim to simplify and enhance the way people access and manage their finances. Here is an overview of the services provided by OPay:

  • Mobile Money Transfer: OPay allows users to send and receive money conveniently using their mobile phones. Users can transfer funds to other OPay users or even to individuals with bank accounts in Nigeria.
  • Bill Payments: With OPay, users can pay their utility bills, such as electricity, water, and internet bills, directly from their mobile devices. This eliminates the need for physical visits to bill payment centers.
  • Airtime and Data Purchase: OPay users can recharge their mobile phone airtime and purchase data plans instantly, making it easy to stay connected at all times.
  • Mobile Banking: OPay provides a mobile banking feature that enables users to perform various banking transactions, such as checking account balances, viewing transaction history, and transferring funds between accounts.
  • Ride-Hailing: OPay’s ride-hailing service offers convenient and affordable transportation options to users in select cities. Users can book rides with just a few taps on their phones.
  • Food Delivery: OPay’s food delivery service allows users to order food from their favorite restaurants and have it delivered to their doorstep, saving time and effort.
  • Loan Services: OPay offers access to quick and convenient loans to eligible users, empowering them to meet their financial needs in times of urgency.
  • Investment Opportunities: OPay provides investment options for users to grow their savings through various investment products and programs.
  • Cashback and Rewards: OPay offers attractive cashback and rewards programs for users who transact frequently on the platform, providing additional benefits and incentives.
  • QR Code Payments: OPay enables QR code payments, allowing users to make seamless and secure transactions at supported merchants and businesses.
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OPay’s comprehensive suite of services is designed to cater to the diverse financial needs of individuals and businesses alike. By combining innovation and user-centric solutions, OPay continues to make a significant impact on the digital financial landscape in Nigeria and beyond.

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How to Verify Opay Account

Verifying your OPay account is a straightforward process that grants you access to a range of enhanced services. Follow these steps to complete the verification:

  • Open the OPay App: Launch the OPay app on your mobile device.
  • Access Account Settings: Tap on the “Me” icon located in the bottom right corner.
  • Navigate to “Account Settings”: From the menu, select “Account Settings.”
  • Initiate Verification: Tap on “Verify Account” to begin the verification process.
  • Choose a Verification Method: OPay offers multiple verification methods, including:
    • National Identification Number (NIN): Enter your NIN and the verification code sent to your phone number.
    • Bank Verification Number (BVN): Provide your BVN and the verification code sent to your bank account.
    • Identity Card: If you lack NIN or BVN, use your identity card. Capture a picture of the card and upload it on the OPay app.
  • Follow On-Screen Instructions: Complete the verification by following the on-screen instructions provided.
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Once your account is verified successfully, you’ll enjoy several benefits, including the ability to send and receive larger amounts of money, make payments to merchants requiring verified accounts, and access premium features offered by OPay.

By completing the verification process, you bolster the security of your OPay account and gain unhindered access to an array of financial services and features. Don’t hesitate to verify your account today and explore the full potential of OPay’s offerings.

How To Check Opay Account Number

There are multiple methods to check your OPay account number, offering convenience and flexibility. Here’s how you can do it:

1. Through the OPay App:

  • Open the OPay app on your mobile device.
  • Tap on the “Me” icon located in the bottom right corner.
  • Select “Account Settings.”
  • Tap on “Account Details.”
  • Your OPay account number will be displayed under the “Account Number” heading.

2. Through the OPay Website:

  • Visit the OPay website.
  • Sign in to your OPay account.
  • Click on the “Profile” tab.
  • Your OPay account number will be displayed under the “Account Number” heading.

3. By Contacting OPay Customer Support:

  • Call OPay customer support at 0809 200 5000.
  • Provide your OPay account details to the customer support representative.
  • The customer support representative will be able to provide you with your account number.

Always prioritize the security of your OPay account number. Refrain from sharing it with anyone and exercise caution while entering it on websites or apps that lack trustworthiness. Safeguarding your account information ensures the protection of your financial privacy and security.


How will I verify my Opay account?

You can verify your OPay account by following these steps:

  1. Open the OPay app.
  2. Tap on the “Me” icon in the bottom right corner.
  3. Tap on “Account Settings”.
  4. Tap on “Verify Account”.
  5. Follow the instructions on the screen to verify your account.
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You can verify your account using your National Identification Number (NIN), Bank Verification Number (BVN), or identity card.

How do I change my Opay account number?

You cannot change your OPay account number. Your account number is generated based on your phone number and is unique to you.

Can I change my Opay account name?

Yes, you can change your OPay account name. To do this, follow these steps:

  1. Open the OPay app.
  2. Tap on the “Me” icon in the bottom right corner.
  3. Tap on “Account Settings”.
  4. Tap on “Account Details”.
  5. Tap on “Change Account Name”.
  6. Enter your new account name and tap on “Save”.

How much can an Opay account hold?

There is no limit to the amount of money that you can hold in your OPay account. However, there are daily and monthly limits on the amount of money that you can send or receive.

Which bank controls OPay?

OPay is not controlled by any single bank.  


In conclusion, verifying your OPay account and checking your account number are essential steps to fully embrace the wide array of financial services and benefits offered by OPay. The process of verification ensures the security and authenticity of your account, allowing you to transact with confidence and enjoy unrestricted access to various services.

Through the user-friendly OPay app and website, verifying your account or finding your account number is a seamless experience. Additionally, the availability of customer support ensures that any concerns or inquiries can be promptly addressed.

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