In today’s digital age, banking has evolved beyond the confines of traditional brick-and-mortar institutions. With the rise of innovative fintech companies, obtaining a virtual or physical card has become more accessible and convenient than ever before. Kuda, a leading digital banking platform based in Nigeria, offers customers the flexibility of both virtual and physical cards to meet their diverse financial needs.
Whether you’re a tech-savvy individual who prefers the convenience of online transactions or someone who values the familiarity of a tangible card, Kuda has you covered. In this article, we’ll walk you through the step-by-step process of acquiring both a Kuda virtual and physical card, empowering you to make informed decisions about the best option for your banking preferences.
Differences between kuda virtual card and physical card
Kuda physical card is a tangible plastic card that you can hold in your hand. You can use it to pay for purchases in person at stores or withdraw cash from ATMs. It needs to be delivered to you through the mail and then activated before you can start using it.
On the other hand, a virtual card is a digital card that exists only in electronic form. You can access it through Kuda’s mobile app or online banking platform. Virtual cards are mainly used for online transactions. You can use the card details provided (card number, CVV, and expiration date) to make purchases on the internet, but you cannot physically swipe or insert it at a store or ATM.
How to get Kuda virtual and physical card
As you already know, kuda has two different types of card, virtual and physical card. If you need any of the the card or both, follow the steps below;
ALSO READ: how to make money on TikTok by posting videos in Nigeria
How to Get a Kuda Virtual Card
To get a Kuda virtual card, you will need to have a Kuda account. If you do not have a Kuda account, you can create one for free.
Once you have a Kuda account, you can request a virtual card by following these steps:
- Open the Kuda app.
- Tap on the “Card” tab on the dashboard.
- Then click on “Request a Card”.
- Swip the card template to left and click “Get a Virtual Card”.
- Confirm with your transaction PIN, fingerprint, or Face ID.
- Create a PIN for your virtual card, confirm it, and then tap on “Next”.
- Tap on “Okay”.
Your virtual card will be created and you will be able to use it immediately.
How to Get a Kuda Physical Card
To get a Kuda physical card, you will need to have a Kuda account and a minimum account balance of 1,000 naira.
Once you have a Kuda account with a minimum balance of 1,000 naira, you can request a physical card by following these steps:
- Open the Kuda app.
- Tap on the “Card” tab on the dashboard.
- Tap on “Request a Card”.
- Tap on “Get a Physical Card”.
- Create your card PIN then tap Next.
- Type in a delivery address then tap Next.
- Confirm your delivery address.
Your physical card will be delivered to your address within 7-10 business days.in some cases, it may take up to a month.
FAQs
Can I use Kuda virtual card to buy Bitcoin?
No, you cannot use a Kuda virtual card to buy Bitcoin. Kuda is a digital bank that offers a variety of banking services, including a virtual and physical card. However, Kuda does not offer the ability to buy Bitcoin with its cards.
What is the limit on Kuda Naira virtual card?
The Kuda Naira virtual card has a daily spending limit of 2,000,000 naira. This means that you can only spend a maximum of 2,000,000 naira on your virtual card in a single day.
Does Kuda accept cryptocurrency?
No, kuda does not accept cryptocurrency. If you need to buy or sell cryptocurrency, you need to try different platform.
Final thoughts on How to get kuda virtual and physical card
Kuda’s virtual and physical cards offer a range of benefits and options to suit your individual banking preferences. We’ve explored the key differences between the two, understanding that physical cards provide the convenience of in-person transactions and cash withdrawals, while virtual cards excel in online purchases and security.
By following the step-by-step guide we’ve provided, you can easily obtain your very own Kuda virtual or physical card. Remember to consider your specific needs and priorities when making a choice. If you prefer the flexibility and immediacy of online transactions, the virtual card may be the perfect fit for you. On the other hand, if you prefer the tangible nature of physical cards for everyday spending, the physical card will be your ideal companion.
