Do you need to check your bank account number but you don’t have access to your online banking? Or maybe you’ve lost your bank statement and you need to find your account number. If so, you can use a USSD code to check your bank account number in Nigeria.
USSD codes are short codes that you can dial on your phone to access banking services. They are a convenient way to check your balance, transfer money, and pay bills without having to use the Internet.
In this guide, we will show you how to use a USSD code to check your bank account number in Nigeria. We will also provide a list of the USSD codes for all the major banks in Nigeria.
Ussd Code To Check Your Bank Account Number in Nigeria
USSD codes are short codes that you can dial on your phone to access banking services. They are a convenient way to check your balance, transfer money, and pay bills without having to use the Internet.
In Nigeria, there are 21 commercial banks that offer USSD banking services. These banks have different USSD codes for checking account balances.
Here is a list of all the 21 banks in Nigeria and the USSD code to check account balance:
| Bank | USSD Code |
| Access Bank | *901# |
| Diamond Bank | *716# |
| Ecobank | *323# |
| First Bank | *324# |
| First City Monument Bank (FCMB) | *389# |
| Fidelity Bank | *770# |
| Guaranty Trust Bank (GTBank) | *737# |
| Heritage Bank | *322# |
| Jaiz Bank | 389301# |
| Keystone Bank | 7111# |
| Polaris Bank | *833# |
| Stanbic IBTC Bank | *909# |
| Standard Chartered Bank | *828# |
| Sterling Bank | *822# |
| Union Bank | *826# |
| Unity Bank | *7799# |
| Wema Bank | *945# |
| Zenith Bank | *966# |
How To Use Thhe USSD Code Check Your Account Balance
Using a USSD code to check your account balance is a convenient and quick way to stay updated on your finances. Here’s a step-by-step guide on how to use a USSD code to check your account balance:
- Dial the USSD Code: On your mobile phone’s dialer, enter the USSD code provided by your bank for checking account balance. The code format is usually in the form of *USSDCode# (e.g., 9015#).
- Press the Call Button: After entering the USSD code, press the “Call” or “Send” button on your phone’s dialer. This initiates a request to your bank’s USSD service.
- Select the Account Balance Option: Once you initiate the USSD code, you will typically see a menu of options displayed on your screen. Look for the option related to “Check Account Balance” or a similar description.
- Choose the Account: If you have multiple accounts linked to your mobile number, the system might prompt you to select the specific account for which you want to check the balance.
- Confirm and Wait: After selecting the account, confirm your choice and wait for a moment as the system processes your request.
- View the Balance: The system will then display your account balance on your screen. Take note of the displayed balance for your records.
- End the Session: Once you’ve checked your account balance, you can end the USSD session by simply closing the call or pressing the appropriate button to exit the menu.
- SMS Confirmation (Optional): In some cases, you might receive an SMS message with your account balance information for your reference. Keep an eye out for any incoming messages.
With the above guide, you can conveniently check the account number with your banks.
Read Also: Can I receive Money through Transferwise in Nigeria?
FAQS
How can I know my bank account number with mobile number?
To know your bank account number using your mobile number, you can use the USSD code provided by your bank for account balance inquiries. Typically, you dial the USSD code on your mobile phone, select the option for “Check Account Balance,” and the system will display your account number along with your account balance.
How can I check my account number?
You can check your account number using these methods:
- Use your bank’s official mobile app.
- Use the USSD code for account balance inquiry.
- Contact your bank’s customer support via phone or visit a branch.
- Check your bank statement, passbook, or any official communication from your bank.
How to know bank account number from mobile number in Nigeria?
To know your bank account number from your mobile number in Nigeria:
- Dial the USSD code provided by your bank for account balance inquiries.
- Follow the prompts to select the option for “Check Account Balance.”
- The system will display your account number on your screen.
Can I use my BVN to check my account number?
No, you generally cannot use your BVN (Bank Verification Number) to directly check your account number. BVN is a unique identification number that links all your bank accounts. To check your account number, it’s recommended to use the methods mentioned earlier, such as the bank’s mobile app, USSD code, or contacting customer support.
How can I check my bank account details?
You can check your bank account details by:
- Using your bank’s official mobile app (if available).
- Using the USSD code provided by your bank for account balance inquiry (usually includes account number).
- Contacting your bank’s customer support via phone or visiting a branch.
- Reviewing your bank statements, passbooks, or official communications from your bank.
Always ensure you’re using official channels and verified methods to access your account details for security reasons. If in doubt, reach out to your bank’s official customer support for assistance.
Conclusion
In a world driven by technology and innovation, the integration of USSD codes into the realm of banking has ushered in a new era of convenience for Nigerians. The ability to swiftly and effortlessly check your bank account number using a simple string of digits has become a hallmark of modern banking accessibility. This small yet significant tool encapsulates the essence of progress, transforming the way individuals engage with their financial identity.
The steps outlined in this exploration guide us through a seamless process. By dialing a designated USSD code and navigating through prompts, one can unveil their bank account number with a few taps on their mobile device. This empowerment empowers Nigerians to stay connected to their finances, bridging the gap between the individual and their financial institution.
