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How to deactivate, close or delete Fidelity Bank Mobile app and Internet banking Account 

Are you looking for information on how to deactivate, close or delete your Fidelity Bank Mobile app and Internet banking Account? If so, this blog post is for you. Here, we will provide a comprehensive guide on the steps required to deactivate, close or delete your Fidelity Bank Mobile app and Internet banking account. We will also provide information on the different ways you can contact Fidelity Bank if you need further assistance.

Reasons to Deactivate or Close Your Fidelity Bank Account

There can be various reasons for making this decision. Here are some common reasons why individuals choose to deactivate or close their Fidelity Bank account:

  1. Dissatisfaction with services: If you are unhappy with the level of service or the features provided by Fidelity Bank, you may consider deactivating or closing your account.
  2. High fees: If you find that the fees associated with your Fidelity Bank account are excessive or do not align with your financial goals, it may be time to consider deactivating or closing your account.
  3. Relocation: If you are moving to an area where Fidelity Bank does not have a presence, it might be more convenient for you to close your account and switch to a local bank.
  4. Consolidation: If you have multiple bank accounts and want to simplify your finances, closing your Fidelity Bank account could be a step in that direction.
  5. Security concerns: If you have experienced any security breaches or fraudulent activities related to your Fidelity Bank account, closing it may be a proactive step to protect your financial information.

Remember, before taking any action, it’s important to carefully consider the implications and explore alternative solutions that may address your concerns.

How to deactivate, close or delete Fidelity Bank Mobile app and Internet banking Account   

If you have made the decision to deactivate, close, or delete your Fidelity Bank Mobile app and Internet banking account, here is a step-by-step guide to help you through the process:

  1. Contact Customer Support: Start by reaching out to Fidelity Bank’s customer support team. They can guide you through the deactivation or closure process and provide any necessary instructions or forms.
  2. Provide Identification: Be prepared to provide identification documents to confirm your identity and ownership of the account. This may include a valid ID, proof of address, or any other documents requested by the bank.
  3. Clear Outstanding Balances: Before closing your account, make sure you settle any outstanding balances or fees. This will ensure a smooth closure process and prevent any complications down the line.
  4. Complete Closure Request: Fill out any required forms or documentation to officially request the closure or deactivation of your account. This may involve providing reasons for your decision and signing relevant agreements.
  5. Confirm Closure: After submitting your closure request, it may take some time for the bank to process and finalize it. Once confirmed, you will receive notification of the account closure.
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Remember, each bank may have its own specific procedures for account deactivation or closure. It’s always best to consult with Fidelity Bank directly to ensure you have the most up-to-date and accurate information for your particular situation.

What Happens After You Deactivate or Close Your Fidelity Bank Account?  

After you have successfully deactivated or closed your Fidelity Bank account, there are a few important things that will happen:

  1. Account Closure Confirmation: Once your account closure request is processed, you will receive a confirmation notification from Fidelity Bank. This will serve as proof that your account has been closed and all related services have been terminated.
  2. Access to Mobile App and Internet Banking: After closure, you will no longer have access to the Fidelity Bank Mobile app and Internet banking services. Make sure to remove the app from your device to ensure the security of your personal information.
  3. Withdrawal of Funds: Prior to closing your account, it’s crucial to transfer or withdraw any remaining funds. Fidelity Bank may issue a check for the balance or provide other options for receiving your funds.
  4. Impact on Credit Score: Closing a bank account generally does not have a direct impact on your credit score. However, if your Fidelity Bank account was linked to any loans or lines of credit, the closure may affect your credit utilization ratio.
  5. Alternative Banking Options: Once your Fidelity Bank account is closed, you may want to explore other banking options that better suit your needs. Research different banks and consider their features, fees, and customer service to find the best fit for you.

Remember, it’s important to carefully review all aspects of closing your Fidelity Bank account and to consult with the bank directly for any specific questions or concerns.

FAQS

How do I delete my Fidelity account online?

If you’re looking to close your Fidelity account, you can follow these steps to do it online:

Step 1: Log in to your Fidelity account. You’ll need to have access to your account to initiate the closure process.

Step 2: Navigate to the “Service” or “Profile” section on the Fidelity website. The exact location of this option may vary, but it is typically found in the account settings or profile menu.

Step 3: Look for an option like “Close Account” or “Account Closure.” Click on it to begin the account closure process.

Step 4: Follow the on-screen instructions. You may be asked to provide a reason for closing your account and to confirm your decision.

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Step 5: Review and confirm your closure request. Ensure that you understand any potential fees or consequences associated with closing your account.

Step 6: After confirming your request, you will receive confirmation that your account closure is in progress. Fidelity may also contact you to verify your request.

Please note that Fidelity may have specific policies and procedures for closing different types of accounts, such as brokerage or retirement accounts. It’s essential to review their terms and conditions or contact their customer support for guidance specific to your account type.

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How do I block Fidelity Bank app?

Blocking or disabling the Fidelity Bank app on your mobile device is a straightforward process. Here’s how you can do it:

For Android:

  • Go to your device’s “Settings.”
  • Scroll down and find the “Apps” or “Application Manager” option.
  • Locate and select the “Fidelity Bank” app from the list of installed apps.
  • Click on “Disable” or “Uninstall,” depending on your device’s options. This will prevent the app from running and remove it from your home screen.

For iOS (iPhone or iPad):

  • Locate the Fidelity Bank app icon on your home screen.
  • Tap and hold the app icon until it starts to jiggle.
  • You should see an “X” icon on the app. Tap the “X” to delete the app.
  • Confirm the deletion when prompted.

Keep in mind that blocking the Fidelity Bank app will prevent you from accessing your account through the app. If you wish to re-enable it in the future, you can download it again from your device’s app store and log in.

How do I remove my bank account from Fidelity?

If you want to unlink or remove your bank account from your Fidelity account, follow these steps:

Step 1: Log in to your Fidelity account.

Step 2: Navigate to the “Accounts” or “Banking” section, which should display a list of your linked bank accounts.

Step 3: Find the bank account you want to remove and click on it to access its details.

Step 4: Look for an option like “Unlink Account” or “Remove Account.” Click on it.

Step 5: Follow the prompts to confirm the removal of the bank account. You may need to verify your identity or provide additional information.

Step 6: Once confirmed, the bank account will be removed from your Fidelity account.

Remember that removing a bank account may affect your ability to make deposits, withdrawals, or transfers to and from your Fidelity account. Ensure you have any necessary alternative funding sources before removing a bank account.

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What happens when you close a Fidelity account?

Closing a Fidelity account can have several consequences, depending on the type of account you’re closing. Here are some general things to consider:

  1. Investments and Holdings: Any stocks, bonds, mutual funds, or other investments held in your Fidelity account will be liquidated or transferred out as per your instructions. This could have tax implications, so consult with a financial advisor.
  2. Account Fees: You may be subject to account closure fees or penalties, depending on your account type and Fidelity’s policies.
  3. Loss of Services: You will no longer have access to the account management tools and services provided by Fidelity, including online trading and portfolio management.
  4. Tax Consequences: Depending on your investments and account type, closing your Fidelity account may have tax implications. Consult a tax professional for guidance.
  5. Account History: Your account history and records may be retained by Fidelity for a certain period, as required by regulatory authorities.

Before closing your Fidelity account, it’s crucial to review the terms and conditions associated with your specific account type and consult with a financial advisor to understand the potential impacts fully.

How do I delete a Fidelity account from the app?

To delete or log out of your Fidelity account from the mobile app, follow these steps:

For Android:

  • Open the Fidelity app on your Android device.
  • Tap the menu icon (usually three horizontal lines or a gear icon) to access the settings.
  • Scroll down and find the “Log Out” or “Sign Out” option. Tap it.
  • Confirm your decision to log out when prompted.

For iOS (iPhone or iPad):

  • Open the Fidelity app on your iOS device.
  • Tap the “More” or “Settings” option, usually represented by three dots or a gear icon.
  • Look for the “Log Out” or “Sign Out” option. Tap it.
  • Confirm your decision to log out when prompted.

Logging out of the app will ensure that no one else can access your Fidelity account from your mobile device. If you want to delete the app itself, follow the steps mentioned in the answer to Question 2 above.

Conclusion 

In this blog post, we have provided you with a comprehensive guide on how to deactivate, close, or delete your Fidelity Bank Mobile app and Internet banking account. We discussed the reasons why individuals choose to take these actions, such as dissatisfaction with services, high fees, relocation, consolidation, and security concerns.

Remember, before making any decisions, carefully consider the implications and explore alternative solutions. If you have any specific questions or concerns, it’s best to consult with Fidelity Bank directly.

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