Home Business Kuda Bank Transfer Code: Kuda Bank USSD Transfer To Other Banks 

Kuda Bank Transfer Code: Kuda Bank USSD Transfer To Other Banks 

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In this era of digital advancements, managing our finances has become more convenient and accessible than ever. Kuda Bank, a leading digital bank in Nigeria, has taken banking to new heights with its innovative mobile banking services. Among its standout features is the seamless and efficient transfer capability, enabling users to send money to other banks with utmost ease.

With the Kuda Bank Transfer Code, you can now initiate secure and hassle-free transfers to any bank in Nigeria right from your mobile device. Whether you need to send money to support your family, pay bills, or conduct business transactions, Kuda Bank offers a convenient and reliable solution.

In this article, we will delve into the details of the Kuda Bank Transfer Code, exploring how it works, its benefits, and providing you with a step-by-step guide on using it for effortless transfers to other banks. Say goodbye to long queues at traditional banks and embrace the convenience of mobile banking with the Kuda Bank Transfer Code.

Join us as we uncover the world of Kuda Bank’s transfer services, discovering a faster, more efficient way to send money to other banks. Simplify your banking experience and unlock the power of mobile transfers with the Kuda Bank Transfer Code. Get ready to experience a new level of convenience in managing your finances.

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Kuda Bank Transfer Code

The kuda bank transfer code is *894*Amount*Kuda Bank Account Number#. 

The Kuda Bank Transfer Code is a convenient and efficient way for Kuda Bank customers to perform various banking transactions using their mobile phones. This code provides a seamless experience for transferring funds, making payments, and managing your finances on the go.

To access the Kuda Bank Transfer Code, customers simply need to dial the designated USSD code on their mobile devices. This opens up a world of possibilities, allowing users to initiate transfers to other banks, check their account balances, pay bills, and even purchase airtime and data bundles.

Transferring funds using the Kuda Bank Transfer Code is straightforward. Customers can easily send money to any bank account in Nigeria by entering the recipient’s bank details, including the bank name and account number. With just a few taps on their mobile device, the funds are swiftly transferred, eliminating the need for physical visits to the bank or online banking platforms.

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The Kuda Bank Transfer Code also provides real-time access to account balances, empowering customers to stay updated on their financial transactions at any time. It offers a level of convenience and control that fits seamlessly into the fast-paced lifestyle of today.

Kuda Bank Transfer To Other Banks 

To transfer to other bank via your kuda account, you can either make use of the USSD code which is, *894#. 

Once you dial the code, follow the prompts being displayed on your screen and ensure to enter your right transaction pin. Alternatively, you can follow the below procedures. 

  1. Log in to your Kuda Bank account: To initiate a transfer to another bank, ensure you have an active Kuda Bank account. Log in to your Kuda Bank mobile app or access your account via their website using your registered credentials.
  2. Navigate to the “Transfer” option: Once logged in, locate the “Transfer” option within the app or website interface. This option is typically found in the main menu or a dedicated tab specifically for transfers.
  3. Select “Transfer to Other Banks”: Within the “Transfer” section, you will find various transfer options. Choose the “Transfer to Other Banks” feature to proceed with sending money to an account in another bank.
  4. Provide recipient’s details: Enter the required information of the recipient, including the bank name, account number, and the name of the account holder. It is crucial to double-check these details to ensure accurate and successful transfers.
  5. Enter the transfer amount: Specify the amount you wish to transfer to the recipient’s account. Take note of any transaction limits or fees that may apply, as provided by Kuda Bank.
  6. Confirm the transfer: Carefully review the transfer details, including the recipient’s information and the transfer amount. If everything appears correct, confirm the transfer to initiate the process.
  7. Authenticate the transfer: Kuda Bank may require additional authentication measures for security purposes. This could include entering a PIN, providing a one-time password (OTP), or using biometric authentication, depending on the options available.
  8. Transaction completion: Upon successful verification and authentication, Kuda Bank will process the transfer to the recipient’s account in the other bank. You will receive a notification confirming the completion of the transfer.
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Features Of Kuda Bank USSD Code 

The below are features of Kuda bank USSD code. 

Balance Inquiry:

By dialing the Kuda Bank USSD code on their registered mobile number, customers can check their account balance instantly. This feature provides real-time information on available funds, helping users stay updated on their account status.

Fund Transfers:

With the Kuda Bank USSD code, customers can initiate transfers to other bank accounts conveniently. This feature enables users to send money to family, friends, or business partners by simply dialing the code, following the prompts, and entering the recipient’s account details.

Airtime Purchase

Need to top up your airtime? The Kuda Bank USSD code allows customers to buy airtime for their mobile phones directly from their bank accounts. This feature ensures quick and hassle-free airtime purchases, saving users time and effort.

Bill Payments

Gone are the days of queuing up to pay bills. The Kuda Bank USSD code enables customers to conveniently settle various bills, such as electricity bills, cable TV subscriptions, and other utility payments. Users can simply dial the code, follow the prompts, and enter the required details to complete the payment.

Account Statement

Customers can easily access their account statements using the Kuda Bank USSD code. This feature provides users with a summary of their recent transactions and helps them track their spending, monitor their account activity, and maintain financial control.

Pin Change

To ensure account security, Kuda Bank allows customers to change their PIN using the USSD code. This feature empowers users to personalize their banking access by setting a PIN that is unique and known only to them.

Card Control

The Kuda Bank USSD code provides customers with the ability to control their debit card settings. Users can activate or deactivate their cards, set spending limits, and manage card-related features conveniently, all through a simple USSD command.

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Can I send money from Kuda to other banks?

Yes, you can send money from your Kuda account to other banks in Nigeria. Kuda Bank provides a seamless and convenient transfer service that allows you to send funds to accounts in other banks.

Does Kuda have USSD code for transfer? (*894#)

Yes, Kuda bank have a USSD code for transfer which is *894#

What is Kuda bank short code for transfer?

The short code for transfer on Kuda Bank is *894#. By dialing this code on your registered mobile number, you can access a range of banking services, including transfers to other banks.

How to transfer money from Kuda to Kuda?

To transfer money from your Kuda account to another Kuda account, follow these steps:

  1. Dial *894# on your registered mobile number.
  2. Select the “Transfer” option from the menu.
  3. Choose the “Kuda to Kuda” transfer option.
  4. Enter the recipient’s Kuda account number.
  5. Input the amount you wish to transfer.
  6. Confirm the transaction details.
  7. Enter your Kuda transfer PIN to authorize the transfer.
  8. Receive a confirmation message indicating the successful transfer.

How do I activate USSD code transfer?

To activate USSD code transfer on your Kuda account, follow these steps:

  1. Ensure that your Kuda account is active and funded.
  2. Dial *894# on your registered mobile number.
  3. Select the “Transfer” option from the menu.
  4. Choose the “Other Banks” transfer option.
  5. Follow the prompts to set up your transfer PIN and complete the activation process.

Once you have successfully activated USSD code transfer, you can easily send money from your Kuda account to other banks using the specified USSD code.


The Kuda Bank USSD code is a powerful tool that brings banking services to the fingertips of customers. With features like balance inquiry, fund transfers, airtime purchase, bill payments, account statements, pin change, and card control, users can enjoy seamless and convenient banking experiences on the go.

 Kuda Bank’s commitment to innovation and customer-centric solutions is evident in the accessibility and versatility of their USSD code, making banking easier and more efficient for their customers.

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