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Moniepoint Signup and Registration: How To Open Moniepoint Account, How to Make Payments (Send and Receive Money) With Moniepoint App

In an era of digital financial solutions, the convenience of managing transactions from the palm of your hand has become a necessity. Moniepoint, a leading financial technology platform, offers a seamless and user-friendly experience for opening an account and conducting payments effortlessly through their mobile app. Whether you are seeking to embark on a digital financial journey or enhance your existing payment methods, this guide will provide you with clear steps on how to open a Moniepoint account and leverage the power of their app to send and receive money efficiently. Get ready to embrace the future of financial transactions with Moniepoint as we delve into the process of account creation and the features that make their app a valuable tool in your financial arsenal.

Moniepoint Signup and Registration: How To Open a Moniepoint Account

Opening a Moniepoint account is a straightforward process that can be completed in a few simple steps. Here’s a guide on how to open a Moniepoint account:

Step 1: Download the Moniepoint App

Start by downloading the Moniepoint app from the official app store on your mobile device. The app is available for both Android and iOS platforms.

Step 2: Launch the App and Sign Up

Once you have downloaded the app, launch it and click on the “Sign Up” or “Register” button to begin the registration process.

Step 3: Provide Personal Information

Enter the required personal information, such as your full name, email address, phone number, and a secure password. Ensure that the information provided is accurate.

Step 4: Verify Your Phone Number

To proceed with the registration, you will need to verify your phone number. Moniepoint will send you a verification code via SMS. Enter the code in the app to complete the verification process.

Step 5: Set Up Your Security PIN

Choose a unique security PIN to secure your Moniepoint account. This PIN will be used for future transactions and account access. Make sure to select a PIN that is easy for you to remember but difficult for others to guess.

Step 6: Agree to Terms and Conditions

Carefully review Moniepoint’s terms and conditions, privacy policy, and any other relevant agreements. If you agree with the terms, tick the box or click the appropriate button to accept them.

Step 7: Complete the Registration

After providing all the required information and agreeing to the terms, click on the “Complete Registration” or “Finish” button to finalize the account creation process.

Step 8: Access Your Moniepoint Account

Congratulations! You have successfully opened a Moniepoint account. Log in to your account using the email address and password you provided during registration.

Step 9: Upgrade Your Account (Optional)

You may choose to upgrade your Moniepoint account by providing additional information, such as your BVN (Bank Verification Number) or other identity verification documents. This step might be necessary to unlock certain features or transaction limits.

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How To Send Money With Moniepoint 

Sending money with Moniepoint is a straightforward process that allows you to transfer funds to friends, family, or business associates conveniently. Here’s a step-by-step guide on how to send money using Moniepoint:

Step 1: Log in to Your Moniepoint Account

Launch the Moniepoint app on your mobile device and log in using your registered email address and password.

Step 2: Navigate to the “Send Money” Option

Once you’re logged in, locate the “Send Money” option on the app’s main menu. It is usually represented by an icon or labeled clearly.

Step 3: Enter the Recipient’s Details

In the “Send Money” section, you will be prompted to enter the recipient’s details. Provide accurate information, such as the recipient’s full name and phone number. Double-check the information to avoid errors.

Step 4: Select the Payment Method

Choose the payment method you wish to use to fund the transfer. Moniepoint offers various options, including your Moniepoint wallet balance, linked bank accounts, or card payments. Select the appropriate method based on your preference and availability.

Step 5: Enter the Amount and Confirm

Enter the amount you want to send to the recipient. Double-check the amount to ensure accuracy. Some apps may also allow you to add a short description or note regarding the purpose of the transaction.

Step 6: Review and Confirm the Transaction

Before finalizing the transaction, review all the details, including the recipient’s information, the amount, and the payment method. Ensure that everything is correct. If all the information is accurate, confirm the transaction.

Step 7: Enter Security PIN or Verification Code

For security purposes, Moniepoint may require you to enter your security PIN or provide a verification code sent to your registered phone number or email address. Enter the required information to authorize the transaction.

Step 8: Transaction Confirmation

Once the transaction is completed, you will receive a confirmation message indicating that the money has been successfully sent to the recipient. Take note of any transaction reference numbers or confirmation details provided.

Step 9: Inform the Recipient

Notify the recipient that you have sent them money through Moniepoint. Provide them with any necessary details, such as the transaction reference number, to help them identify the incoming funds.

How To Receive Money On Your Moniepoint Account 

Here are the steps on how to receive money on your Moniepoint account by sharing your account number with the sender and checking your account balance:

  1. Share your account number with the sender: The sender will need your Moniepoint account number and sort code in order to send you money. You can share this information with them verbally, over email, or through a messaging app.
  2. Check your account balance: Once the sender has sent you money, you can check your account balance to see if the money has arrived. You can do this by logging in to your Moniepoint account or by calling Moniepoint customer service.
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If the money has not arrived in your account, you can contact the sender to check if they have made the payment correctly. You can also contact Moniepoint customer service for assistance.

Features Of Moniepoint Account 

Moniepoint Account offers a range of powerful features designed to enhance your financial experience. Here are some notable features of Moniepoint Account:

  • Seamless Account Opening: Opening a Moniepoint Account is a breeze. With a simple registration process, you can quickly create your account and start enjoying the benefits of their services.
  • Easy Money Transfer: Moniepoint enables you to send money effortlessly to friends, family, or business associates. With just a few taps on the app, you can initiate secure and instant transfers to any bank account in Nigeria.
  • Quick Fund Receipt: Receive money conveniently into your Moniepoint Account from various sources, including individuals and businesses. Whether it’s payments for goods or services, Moniepoint ensures quick and reliable fund receipt.
  • Bill Payment: Moniepoint Account allows you to conveniently settle bills, such as utility bills, cable TV subscriptions, internet services, and more. With a few clicks, you can stay on top of your payments without the hassle of visiting multiple service providers.
  • Airtime and Data Top-up: Stay connected at all times by easily topping up your airtime and data directly from your Moniepoint Account. Enjoy the convenience of instant mobile recharge within seconds.
  • Transaction History: Keep track of your financial activities with Moniepoint’s transaction history feature. Monitor your payment history, track funds received, and gain insights into your spending patterns for better financial management.
  • Security and Fraud Prevention: Moniepoint employs robust security measures to safeguard your account and transactions. Your sensitive data is encrypted, and advanced fraud detection mechanisms are in place to ensure a secure and protected financial experience.
  • Customer Support: Moniepoint provides dedicated customer support to address any inquiries or issues promptly. Their support team is available to assist you with any concerns or technical difficulties you may encounter.

These features of Moniepoint Account are designed to empower you with greater control over your finances, making transactions effortless and secure. Explore the possibilities and enjoy the convenience of seamless financial management with Moniepoint.

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Which bank does Moniepoint use? 

Moniepoint partners with several banks in Nigeria to facilitate seamless transactions. Some of the partner banks include Access Bank, First Bank, GTBank, UBA, Zenith Bank, and many others. This extensive network ensures widespread accessibility and convenience for Moniepoint users.

How do I open a Moniepoint personal account? 

To open a Moniepoint personal account, you can follow these simple steps: a. Download the Moniepoint app from your smartphone’s app store. b. Launch the app and click on the “Sign Up” or “Register” button. c. Provide the required information, including your full name, phone number, email address, and a secure password. d. Follow the prompts to complete the registration process. e. Once registered, you can log in to your Moniepoint personal account and start enjoying its features.

How much does Moniepoint POS charge for transactions? 

The transaction charges for using the Moniepoint POS may vary. It is best to reach out to Moniepoint directly or visit their official website for the most up-to-date information on transaction fees and charges. They will provide you with accurate details regarding the charges associated with POS transactions.

How do I accept payment on Moniepoint? 

To accept payments on Moniepoint, you need to follow these steps: 

  1. Log in to your Moniepoint account. 
  2. On the dashboard, select the “Accept Payment” option. 
  3. Enter the required details, such as the amount to be paid and the customer’s phone number or account number. 
  4. Confirm the payment details and proceed. 
  5. Provide the customer with the necessary payment instructions, such as sharing your Moniepoint account number or generating a payment QR code.
  6.  Once the payment is made, you will receive a notification confirming the successful transaction.

How do I start accepting online payments? 

To start accepting online payments with Moniepoint, you can: 

  1. Ensure you have a Moniepoint business account. If not, sign up for one following the registration process mentioned earlier. 
  2. Set up an online payment integration with Moniepoint. This can be done by integrating Moniepoint’s payment gateway into your website or app. You may need the assistance of a developer or follow the integration instructions provided by Moniepoint. c. Once the integration is complete, customers visiting your website or app will be able to make online payments using Moniepoint as a payment option.


In conclusion, opening a Moniepoint account and harnessing the power of their user-friendly app for seamless payments, sending, and receiving money has never been easier. By following the simple steps provided, you can embark on a journey towards effortless financial transactions.

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